Financial Planning During a Job Transition

Our next Bergen FENG meeting will be April 3,2025 at 6:30PM on Zoom. If you wish to attend the meeting, please register at the FENG website under the Bergen County Chapter page before April 2^nd at 6:00pm.

Thank you.

Marty Latman

Our speaker for the meeting will be Gerard Raho and he will discuss “Financial Planning During a Job Transition”. Gerard will be discussing at the meeting:

1. 401k options when you leave a company and the positive and negative aspects to each option.  He will discuss special situations when you can take money out of a 401k without penalty.

2. He will talk about overall financial planning as he touches on cash management options and liquidity needs during job transition. 

3. Gerard will show a retirement analysis and discuss the importance of having proper asset allocation.

4. Gerard will also discuss current market volatility and put it into historical perspective.

Below is Gerard Raho’s bio:

Gerard is a finance professional with 20-plus years of experience in both developed and emerging markets. Prior to Edward Jones, he ran a trading desk for JP Morgan for a number of years, as well as his own NYSE Floor brokerage firm with three partners. During that time, his clients were some of the largest and most sophisticated hedge funds and money managers in the world. At Edward Jones, he now uses that experience to help individuals with wealth strategies. He takes a comprehensive approach to financial advice, which includes not only investments but also asset protection and legacy strategies. Whether your goals include preparing for or living in retirement, paying for education, planning for the unexpected or creating an estate or inheritance, Gerard offers investment solutions tailored to all your financial goals. He works with clients to identify and address their most pressing needs. His goal is to work together with his clients to create a custom-tailored plan to help them with their financial needs and goals. He will partner with his clients throughout their lifetime by having ongoing discussions and communication to make sure they are staying on track. Gerard earned an MBA from Duke University's Fuqua School of Business and a bachelor's degree in economics from Syracuse University. He resides in Madison, NJ, with his wife and two children.