Topic: Risk Management for Small to Medium Businesses

Speaker: Jerry Austin, Vice President of Assured Partners

Presentation:
I. COVID-19
A. Federal Government efforts to help
B. State governments passing laws that disregard insurance coverage language
C. Impact on the insurance industy

II. Business Income/Interruption
A. Definition of Business Interruption
B. Business Interruption Trigger
C. Policy Exclusions

III. Other Insurance Policies
A. Workers Compensation
B. General Liability
C. Employment Practices Liability (Return to Work Risks)

IV. Important Coverages Not Being Purchased Frequently
A. Employment Practices Liability
B. Cyberliability
C. Active Shooter

Speaker's bio:
Duties:
- Insurance sales and service
- Risk Identification and Analysis
- Risk Management options discussed with clients
- Risk Management solutions provided to clients
- Provide non-insurance professional referrals to clients for other services needed

Education:
- B.A. in Psychology-Central Missouri State University-1969
- Certified Insurance Counselor Designation- 1989
- Certified Risk Manager Designation-2007